Rebuild Your Credit Online and Across Canada
Saving money requires a good credit rating!
A low credit rating can negatively impact your loans by affecting your interest rates. However, Northstar Brokers can help you effectively restore your credit rating.
WHY CHOOSE US?
You won’t have any unpleasant surprises. There are no upfront fees and no hidden costs.
WHAT IS A SECURED CREDIT CARD?
A secured credit card is more similar to a traditional credit card than a debit card. You deposit money to it as collateral, and you can then use the deposited amount. For example, if you decide to deposit $100 to the card, you will have a credit limit of $100. The balance on your card will therefore be $100.
WHY USE A SECURED CREDIT CARD?
If you can’t get a credit card due to bad credit, for example, a secured card is an effective solution to improve your credit history.
WHY IS RESTORING YOUR CREDIT RATING IMPORTANT?
When you borrow money from a financial institution, your credit rating will positively or negatively affect the interest rate and fees associated with the personal loan.
A high credit rating will give you a better chance of benefiting from a low interest rate on your loan, while a low credit rating will drastically increase the interest rate.
When you meet your payment due dates by paying off the requested amount of a loan, you improve your credit history. As a result, you will increase your chances of benefiting from a low interest rate.
Some important information about APR
APR is the “Annual Percentage Rate” for short-term payday loan applications. APR does include the interest rate, but it also accounts for other fees and costs associated with the loan. Low interest rates will be granted on larger amounts and with longer repayment periods. If you would like to know more about APR, please contact us!
Frequently Asked Questions
WHAT IS A SHORT-TERM LOAN?
A short-term loan is a service provided by a financial institution that allows clients to resolve temporary financial difficulties. Generally speaking, short-term loans can be repaid over a period of 5 years.
WHAT SHOULD I USE MY SHORT-TERM LOAN FOR?
In most cases, short-term loans are used to pay off bills, unexpected expenses, or weekend getaways or to avoid fees following NSF payments. They are real relief funds!
WHEN WILL YOU CONTACT ME?
After applying online, one of our agents will contact you within an hour to process and verify your application. If you have submitted your application outside of our business hours (Monday to Friday from 10 am to 6 pm), our team will contact you within the first hour of the following business day.
If you need more information, don’t hesitate to call us at 1-514-344-1499 or send us an email at info@northstarbrokers.ca. It’s always a pleasure to respond to you.