Apply for bad credit loans online and anywhere in Canada

Getting a personal loan if you have bad credit can be easy

Having a low credit score affects your ability to borrow money. Bad credit loans help solve that problem.



Real People, Real Support. Got a question? Our team of loan specialists are always ready to help you either by phone or email, Monday to Friday from 10:00 AM – 6 PM.

Quick and Transparent. With our Simple 3-Step Application Process, you’ll be able to speed through your application and get an immediate response within 90 minutes.


Bad credit not only affects your borrowing power. It also negatively affects your ability to land a job and rent a place to live. Employers and landlords usually conduct routine credit score checks and use it to aid their decision.


The standard credit score is also called a FICO Score, (the formula created by the Fair Isaacs Corporation) and is a number that lenders use to measure the risks involved in lending you money. People with bad credit have low credit scores.


Bad Credit Loans Can Save The Day.

If you have an urgent need for money but have a bad credit rating, banks (and some lenders) will view you as a high risk borrower and won’t approve your loan. Bad Credit Loans give you the opportunity to borrow money despite this stumbling block, so you can pay bills on time and avoid penalties such as service interruptions.

bad credit loans


What is a bad credit loan?

People across Canada turn to personal loans for varied reasons, but poor or bad creditworthiness can minimize your chances of getting credit. Fortunately, even people who suffer from poor or bad credit history can get personal loans. Getting a personal loan when your credit rating is low requires that we look at more than your credit score.

What can I use a short term loan for?

A short term loan can be used for a number of things. The most common are: a bill payment, an unexpected expense, a weekend getaway, or avoiding an NSF charge.

When will I hear from you?

Once the online application has been submitted an agent will be contacting you, by phone or e-mail, within one hour to address your application and facilitate the application process. Business hours are Monday to Friday between 10:00 A.M. and 6:00 P.M. (EST). For applications submitted after hours we will contact you first thing the next business day.

Get your loan now! What are you waiting for?