Important information

Important information

Responsible lending policy

Your loan application on our site will be subject to an analysis and selection process. This is to ensure the amount of your loan matches your ability to pay.

This includes among others:

  • Ensuring your income meets our criteria;
  • Checking with your financial institution that you don’t have too many unpaid bills
  • Determining if you will be able to repay your loan amount.

If your request meets all of our criteria, it will be ACCEPTED.


Responsible collection

Northstars Brokers uses responsible collection practises and complies with legal provisions in Canada. If for any reason you are having difficulty repaying your loan, our employees will negotiate an agreement with you that respects your ability to pay. If you don’t pay your instalments on time, your interest may increase. You are responsible for the legal costs due to the collection of your balance.


Missed payments and credit score

Payments that have been refused by your financial institution for lack of funds will be postponed to the end of the contract and will incur a fee of $40. Difficulty repaying your payments will not impact your credit rating. Your file will never be reported to the credit agencies. If you urgently need to defer one of your payments, call us within 48 hours.


Cash advance 

 Get the money you need, when you need it!

 Quick money loan 

 Do you need cash fast? Apply for a loan and you will receive your money within 24 hours!

 Rebuild your credit 

 Save money and increase your chances of being accepted for a loan with a good credit score.

 Loans without credit check 

 The mistakes of the past shouldn’t impact your future

 Debt consolidation 

 A loan to pay off all your debts

 Loans for bad credits 

 We may authorize a loan based on factors other than credit history.


The loans we offer are a short-term solution. They should only be used in emergencies where you need money quickly for basic expenses. They are by no means a long-term solution. So avoid accumulating short-term loans, as they could put you in an unstable financial situation.

Get your money back now!

Get your Loan now! What are you waiting for?