Online Loans in Canada
For over a decade, our objective at Northstar Brokers has stayed constant: to offer monetary support whenever someone is struggling financially. We have always sought to do this without requiring the payment of an upfront fee.
We provide a broad selection of short term online loan services, including no-credit-check loans, quick loans, payday loans, bad-credit loans, cash advances, and debt consolidations. All submitted requests may be immediately approved.
At Northstar, we can also assist you with the restoration of your credit. We will accomplish this with the use of a secure credit card. We will only offer this card to you with complete confidentiality.
The security of our online loans in Canada is always our top concern. Accordingly, we are very careful to ensure that our loans are completely secure. We will only work with companies in compliance with the Consumer Protection Bureau.
What Do We Offer?
Debt consolidation involves merging multiple payments from unsecured creditors into a single monthly payment. This single debt can then be repaid over a period of time not exceeding five years.
The condition of your finances will always factor into our considerations. If your loan is overdue, we might be willing to make a repayment agreement.
In the event that you aren’t able to cover all the debts, we can hire a third-party collection agency to deal with collecting. If that happens, we will expect you to pay the legal expenses. We will pursue legal proceedings if you don’t pay your debts.
Personal Bad Credit Loan
If your credit score isn’t high enough, you will likely be classified by banks and lenders as a subprime borrower.
This puts you at a much higher risk of rejection if you try to borrow money from these banks or lenders. Our personal bad credit loan is designed to provide a solution to this issue.
The process to get this type of loan is fairly straightforward. The online loan application requires you to supply some personal information, including your email address, phone number, and details about your current job. In addition, when you apply for a loan, we will ask you to send us a few documents, including:
- Proof of address, such as a utility bill;
- A pre-authorized debit form or voided check;
- Proof of your SIN and two photo IDs;
- A bank statement for the past 90 days;
- Your two most recent pay stubs;
We will respond to your online application within 90 minutes of its submission. Your personal loan funds will be transferred to your bank account within 24 hours if you are eligible.
No matter what, We will not perform a credit check. The loan amount varies between 300 $ and 3000 $. The interest rates are 15%.
What Happens If You Miss Payment?
If you miss a payment, we will never report you to the credit agencies. Similarly, your credit rating will not be affected, regardless of how badly you struggle to repay your payments.
A payment that your financial institution refuses will be deferred until the end of the contract. If that happens, you will have to pay a fee of $40. If you realize that you’re going to need a payment deferred, you will be able to contact us at (514) 344-1499. However, you must call us within 48 hours of this realization.
Convenient Solutions for Emergencies
Northstar Brokers designs all of our online loans to be both quick (most will transfer funds to your account for 24 hours or less) and convenient. However, these loans aren’t intended to do more than help you get out of an immediate crisis. If you decide to treat these online loans as a long-term solution to your financial concerns, you will be placing yourself at an increased risk of financial instability. Learn more about our other options such as payday loans Alberta, payday loans Ontario, emergency loans Canada and e-transfer payday loans Canada.